Who I help
You spend your days protecting patients. Who is protecting your future?
Healthcare professionals know better than anyone that a serious illness can happen to anyone. The instinct to prepare is already there.

Helping Filipino families protect what matters most.
- 7-time
- Medallion Awardee for consistent service
- Grand Slam
- Awardee, advisor level, 2024
- Macaulay
- Awardee with Sun Life Philippines
- Nationwide
- Online and face to face, wherever you are
The first conversation is free, unhurried, and never a sales pitch. We simply look at where you are, and you decide what happens next.
What long shifts can quietly cost
The income depends on you being well
A practice, a clinic schedule, or a nursing contract runs on your health. If a major illness interrupts it, the earning stops on the same week the treatment begins.
Exposure comes with the profession
You are closer to illness than most, and you understand the real cost of treatment. Comprehensive critical illness coverage is not fear, it is foresight.
The busy years hide the risk
When work is steady it is easy to postpone planning. The plan is cheapest and easiest to put in place precisely while you are healthy and working.
What changes
With Sun Fit and Well Advantage you gain coverage for over one hundred critical illnesses, with health and wellness benefits, so a diagnosis does not become a financial emergency. Paired with Sun Secure Income, you also build a guaranteed income stream for the years when you would rather practice less. We size both to your take-home pay, calmly and without pressure.
Questions I hear from this group
I already have an HMO through my hospital. Do I still need this?
Your HMO handles the frequent, smaller things well, and you should keep it. What it usually does not do is replace your income if you cannot work, or pay a lump sum on diagnosis so you can focus on recovery instead of arithmetic. Those are different jobs, and most professionals want both.
My schedule is unpredictable. How do we even meet?
We meet whenever suits you, including a short video call between shifts. I keep the first conversation focused and unhurried, and you decide everything in your own time.
LET'S BEGIN
Let's build your financial future together.
Every financial journey starts with a single conversation. Protect your loved ones, build toward your goals, and find real peace of mind.
Protecting what matters most
The fastest way to reach me. I reply personally, usually within a day.
- Mobile0917 807 7486
- Emailruth.abestilla@yahoo.com
- FacebookRuth Bermudez Abestilla
- Based inSanta Rosa, Laguna, Philippines